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Field guide · updated 2026-08-10 · 6 min · 1,291 words

What you should never delegate to an AI assistant

Set durable boundaries around accountability, relationships, expertise, sensitive data and irreversible action — even as model capabilities improve.

A still life where routine task cards cross a line while a coral folder and approval stamp stay on the human side

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Reviewed 2026-08-10. Source links below support details that may change.

The useful answer, upfront

What to carry into the decision

  • Keep final authority where accountability cannot transfer, even if AI prepares the evidence.
  • Do not automate moments where a person taking responsibility is the value of the interaction.
  • The less visible and recoverable a plausible error is, the stronger the independent review must be.
  • Never let the model grant itself more permission or serve as the only judge of its own output.

Section 01

This is not a list of things AI cannot do

Capability lists age badly. Models improve, tools become connected and yesterday’s impossible task becomes a product feature. The useful boundaries are normative and operational: work a system should not own because accountability cannot transfer, a relationship requires a person, an error is difficult to detect or recover, or the system would be judging its own authority.

An assistant may still prepare material inside these boundaries. It can find documents, summarise options, check a form for missing fields, compare a case with an approved rubric or draft talking points. Preparation can reduce cognitive load while a named person retains the decision and the responsibility to understand the evidence.

The core question is not “can the model produce an answer?” It is “who is entitled and competent to decide, how would a plausible mistake be detected, and what would repair require?” NIST’s Generative AI Profile encourages risk management across the context and lifecycle of use, not a general verdict about the model.[3]

Working diagram

Four gates before delegation

A no at any gate means keep a meaningful human checkpoint.

01

Authority

May this decision legitimately be delegated?

02

Evidence

Can the result and its sources be independently checked?

03

Recovery

Can a plausible mistake be detected and repaired in time?

04

Relationship

Would automation remove the human responsibility people are owed?

Section 02

Where accountability cannot transfer

Keep final decisions with authorised people for contracts and significant financial commitments, regulatory attestations, hiring and dismissal, disciplinary action, medical or legal judgment and consequential decisions about a person. The model can organise evidence; it cannot assume the organisation’s legal duty or the professional’s obligation.

Singapore’s PDPC guidance for personal data in AI recommendation and decision systems is relevant where identifiable people are evaluated.[2] Accountability, meaningful information about purpose, data minimisation and appropriate human involvement should be designed into the process. A person clicking “approve” without time, context or authority is not meaningful oversight.

Separate useful preparation from retained authority
Sensitive domainAI may preparePerson must retain
HiringOrganise applications against disclosed criteria and flag missing evidenceSelection, fairness review, interview judgment and final decision
Financial commitmentCompare stated terms and surface anomaliesAuthority to commit funds, accept risk or sign
Legal or regulatoryRetrieve relevant material and assemble a review packInterpretation, professional advice, attestation and filing approval
Health and safetyCollect facts and show approved proceduresDiagnosis, treatment or safety-critical judgment
Customer exceptionSummarise history and policy optionsGoodwill, liability, negotiation and accountability

Section 03

Where accountability is part of the response

Complaint escalations, service recovery after your organisation made a mistake, difficult performance feedback and commercial negotiations are not merely drafting tasks. The other person needs someone who can understand the context, make a judgment and own what happens next.

Use an assistant backstage: build a chronology, retrieve earlier commitments, identify unresolved questions and help the accountable person prepare. The actual conversation, decision and commitment should come from the person responsible for the outcome.

Section 04

Where wrongness is invisible or expensive

Some outputs look plausible even when a specialist would recognise a fatal omission. Novel legal positions, tax edge cases, medication interactions, structural engineering and security architecture require qualified independent review. Asking the same model to critique its own answer can improve a draft, but it does not create independent assurance.

A model may also produce the right answer by an unsafe route — using the wrong record, exposing unnecessary data or succeeding only after repeated tool calls. Agent evaluation should examine outcomes, process and reliability across representative tasks rather than one polished response.[5]

  • The reviewer needs the original sources and intermediate assumptions, not only the conclusion.
  • The reviewer must be competent and independent enough to detect the relevant failure.
  • The workflow should stop when evidence is missing rather than forcing a complete-looking output.
  • The time to detection must be shorter than the time in which the error becomes irreversible.

Section 05

Actions that deserve permanent or near-permanent gates

Some tool access should remain outside a general assistant even if the surrounding workflow becomes reliable. Examples include moving substantial money, changing production access, publishing regulatory claims, deleting the only copy of data, altering identity systems, entering binding contracts and sending sensitive information to a new recipient. Expose a narrower operation with deterministic validation if automation is necessary.

OpenAI’s agent guide recommends human intervention for high-risk, irreversible or sensitive actions and when an agent exceeds failure thresholds.[4] IMDA’s agentic AI framework similarly emphasises bounded autonomy, meaningful checkpoints and human accountability.[1] These checkpoints are architectural, not signs that the system has failed to be intelligent.

Examples of durable action boundaries
ActionDefault positionPossible safer role
Send money or accept binding termsHuman authorisationPrepare amount, evidence and approved destination
Delete or irreversibly overwriteHuman confirmation plus backupFlag candidates and prepare a reversible archive
Change privileged accessSeparate administrative processPrepare a least-privilege request for an authorised admin
Publish sensitive or regulated contentQualified reviewDraft from approved sources with citations
Expand the assistant’s own scopeIndependent change approvalRecommend a permission with evidence and risk statement

Section 06

The assistant must not govern itself

Never let a model be the only evaluator of its own work, the only monitor of its failures or the authority that grants its next permission. Self-critique is useful as one signal, not an independent control. Keep policies, hard limits, approvals and system monitoring outside the model-led reasoning loop.

Likewise, do not infer safety from confidence. Confidence-like language is generated output. Use source support, deterministic validations, case tests, tool results and human judgment. If the assistant cannot show why a consequential action is permitted, it should prepare a handover rather than continue.

Section 07

A delegation ledger for every workflow

Write the boundary down so it survives staff, vendor and model changes. Every meaningful action should have an owner, autonomy level, approval trigger, evidence requirement, prohibited cases, failure route and review date. The ledger belongs with the operating workflow rather than in a presentation deck.

  1. Step 01

    Name the action

    Use a concrete verb and object: send quote, update stage, cancel booking.

  2. Step 02

    Describe the consequence

    Record who can be affected, reversibility and time to detection.

  3. Step 03

    Set the autonomy level

    Advise, prepare, act under a rule or remain prohibited.

  4. Step 04

    Define the checkpoint

    Name the authorised reviewer and the evidence they receive.

  5. Step 05

    Test the exception

    Simulate missing data, conflicting policy, malicious input and tool failure.

  6. Step 06

    Review the permission

    Re-authorise after material workflow, data, provider or model changes.

Section 08

The one-question test

Ask: if the assistant makes a plausible mistake here, how will we notice and repair it? If the answer is “the person affected will eventually tell us”, the workflow needs a stronger checkpoint or should not be delegated. If repair is impossible or trust itself is the asset, keep a person in the action.

Our package pages name proposed unattended actions and actions that stay human, while the final boundary is fixed in the written scope. That is a better buying artefact than a general promise that the assistant remains “human in the loop”.

↗Primary sources

Sources and verification

Citations in the article point to these first-party or authoritative references. Product details can change; the review date above is the verification date for this edition.

  1. [1]IMDA — Model AI Governance Framework for Agentic AI ↗
  2. [2]Singapore PDPC — personal data in AI recommendation and decision systems ↗
  3. [3]NIST — Generative AI Profile (AI 600-1) ↗
  4. [4]OpenAI — a practical guide to building AI agents ↗
  5. [5]Anthropic — demystifying evaluations for AI agents ↗

→Continue the field guide

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